Human Resource Services
Dental Insurance
Pre-paid plans generally have lower premiums and no deductibles, but you must choose a dentist on the plan. PPO and Indemnity plans have deductibles, but you may go to a dentist of your choice.
Below is summary information about the plans. For complete plan details and for comparison purposes, please visit the the MyBenefits section of MyFlorida's web site.
Ameritas
| Indemnity with PPO Choice People First plan code 4064 |
|
Biweekly |
Employee: $4.82 |
Pre-Tax |
Yes |
Deductible |
$50 per person per benefit year |
Co-Payment |
Varies with procedure. Save out of pocket if you go to a PPO provider |
Coverages |
See booklet |
Comment |
Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Save out of pocket if you use a PPO dentist. Includes limited coverage of vision care. |
How to Enroll |
Choose one of the following ways to enroll:
Be sure to retain a record of your transactions. |
Assurant / DentiCare
Heritage Plus (pre-paid) |
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Biweekly |
Through 11/30/08: |
Effective 12/1/08: |
Pre-Tax |
Yes |
|
Deductible |
None |
|
Co-Payment |
Varies with procedure |
|
Coverages |
Examinations - No charge X-rays - No charge Routine cleanings - No charge Silver fillings - No charge Fluoride treatments - No charge Specialty care available at a 15 to 25 % discount |
|
Comments |
Must select a DentiCare dentist. Includes limited coverage of vision care. Please read limitations and exclusions. |
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Freedom Advance (Indemnity with PPO Free Choice) |
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Biweekly |
Employee: $20.04 |
|
Pre-Tax |
Yes |
|
Deductible |
$50 per person per benefit year |
|
Co-Payment |
Varies with procedure. Save out of pocket if you go to a PPO provider |
|
Coverages |
See booklet |
|
Comment |
Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Save out of pocket if you use a PPO dentist. Includes limited coverage of vision care. |
|
How to Enroll |
Choose one of the following ways to enroll:
Be sure to retain a record of your transactions. |
|
Assurant / DentiCare
Heritage Plus (pre-paid) |
||
Biweekly |
Through 11/30/08: |
Effective 12/1/08: |
Pre-Tax |
Yes |
|
Deductible |
None |
|
Co-Payment |
Varies with procedure |
|
Coverages |
Examinations - No charge X-rays - No charge Routine cleanings - No charge Silver fillings - No charge Fluoride treatments - No charge Specialty care available at a 15 to 25 % discount |
|
Comments |
Must select a DentiCare dentist. Includes limited coverage of vision care. Please read limitations and exclusions. |
|
Freedom Advance (Indemnity with PPO Free Choice) |
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Biweekly |
Employee: $19.18 |
|
Pre-Tax |
Yes |
|
Deductible |
$50 per person per benefit year |
|
Co-Payment |
Varies with procedure. Save out of pocket if you go to a PPO provider |
|
Coverages |
See booklet |
|
Comment |
Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Save out of pocket if you use a PPO dentist. Includes limited coverage of vision care. |
|
How to Enroll |
Choose one of the following ways to enroll:
Be sure to retain a record of your transactions. |
|
Cigna
Pre-paid |
|
Biweekly |
Employee: $12.54 |
Pre-Tax |
Yes |
Deductible |
None |
Co-Payment |
Varies with procedure |
Coverages |
Routine cleaning twice a year - No charge X-rays - No charge Fillings (Silver) - No charge Discount for Specialty Care & Orthodontics |
Comments |
Must select a Cigna dentist |
How to Enroll |
Choose one of the following ways to enroll:
Be sure to retain a record of your transactions. |
Comp Benefits
- Comp Benefits Select 15 (former ADP)
- Comp Benefits Schedule B (former ADP)
- Comp Benefits Network Plus
- Comp Benefits Preferred Plus
Biweekly |
Employee: $6.32 |
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Pre-Tax |
Yes |
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Deductible |
None |
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Maximum Insurance Allowance |
Varies with procedure. Based on copayments. |
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Coverages |
Routine cleaning twice a year - No charge Fluoride treatment - No charge Fillings (Silver) - No charge Non-surgical extractions - No charge Orthodontics and Speciality- 25% discount |
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Comments |
Must select a network dentist. Please read limitations and exclusions. Includes limited vision benefits. Visit web site for further details. |
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Biweekly |
Employee: $7.37 |
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Pre-Tax |
Yes |
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Deductible |
$50 per person per year; maximum of 3 family members. |
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Co-Payment |
Varies with procedure |
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Coverages |
Vary with procedure (see percentages in brochure) |
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Comments |
Maximum benefit per year is $1,000 per person. May use any dentist of your choice. Includes limited vision benefits. Visit web site for further details. |
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Biweekly |
Employee: $8.11 |
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Pre-Tax |
Yes |
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Deductible |
None |
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Maximum Insurance Allowance |
Varies with Procedure |
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Coverages |
|
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Comments |
Must select a Network Plus DHMO dentist. Please read limitations and exclusions. http://www.compbenefits.com/custom/stateofflorida/ |
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Biweekly |
Employee: $13.41 |
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Pre-Tax |
Yes |
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Deductible |
$25 per person per year; maximum $50 family |
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Percentage Payment |
Vary with procedure |
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Coverages |
Varies with procedure (see payment schedule) |
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Comments |
Maximum benefit per year is $1,200 per person. May use any dentist of your choice. Save out of pocket if use a PPO dentist. Please read limitations and exclusions. http://www.compbenefits.com/custom/stateofflorida/ |
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How to Enroll |
Choose one of the following ways to enroll:
Be sure to retain a record of your transactions. |
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United Health Care Dental
United Solstice S700 (Pre-paid) |
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Biweekly |
Employee: $5.46 |
|
Pre-Tax |
Yes |
|
Deductible |
None |
|
Co-Payment |
Varies with procedure. No Primary Care dentist selection required. |
|
Coverages |
Examinations - No charge X-rays - No charge Routine Cleaning- No charge Silver filings- No charge Fluoride treatment- No charge 25% discount for procedures not listed |
|
Comment |
Must select a UHC dentist. Please read limitations and exclusions. |
|
How to Enroll |
Choose one of the following ways to enroll:
Be sure to retain a record of your transactions. |
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