Open Enrollment

What is Open Enrollment?

Open Enrollment is your yearly chance to adjust your benefits for the upcoming plan year. Changes made during this time take effect on Jan. 1 of the following year. Outside of this period, changes are only allowed within 60 days of a qualifying status change event.

2027 Open Enrollment Information Now Live!


Open Enrollment Key Dates

  • Open Enrollment Starts – 8 a.m. ET on Monday, Oct. 12, 2026
  • Open Enrollment Ends – Submit enrollment changes by 6 p.m. ET on Friday, Oct. 30, 2026
  • Benefits Changes Take Effect – Jan. 1, 2027

New Deduction Start Dates

Any changes to plan deductions will appear in paychecks on these dates:

  • State Plans: Dec. 11, 2026 
  • HSA/FSA: Jan. 8, 2027
  • GatorCare and UFSelect: Jan. 8, 2027

Open Enrollment Zoom Presentations

The Benefits team is hosting three Zoom presentations on Open Enrollment, no registration or password needed. Watch a pre-recorded version below or view the slides of the presentation.

Benefits & Wellness Fair

Join us on Oct. 13 from 10 a.m. to 2 p.m. in the Evans Champions Club at the Ben Hill Griffin Stadium to learn about health and wellness resources available to UF faculty and staff. Get your benefits questions answered and enter for a chance to win a giveaway from one of our sponsors! View the floor layout here.

Video Overview

Prepare for Open Enrollment

Explore State of Florida Open Enrollment resources

Find all of the resources and information provided by the State of Florida to stay up to date in preparation for this year's Open Enrollment period.

Review your current benefits

Review your current benefits and ensure they meet your needs. You may view your elections by going to myUFL > Main Menu > My Self Service > Benefits > Benefits Summary.

Update your MAILING ADDRESS in ONE.UF

Update your MAILING ADDRESS in ONE.UF and confirm your emergency contact information. Your mailing address is within the "Personal Addresses" section, and updates will transfer to your state People First account overnight.

Have your People First ID (PFID) and password ready

To locate your PFID, log into myUFL and navigate to: Main Menu > My Self Service > Benefits > PFID & Beneficiary Info. To reset your password, log onto the People First website and follow the “Forgot Your Password” instructions. Please note that People First now requires multi-factor authentication when you log in. You can download an authenticator app or have the verification sent to your phone.

Update your life insurance beneficiaries

Our life insurance beneficiaries guide provides walkthrough instructions for how to update your beneficiaries for both State of Florida and University of Florida plans.

Submit Enrollment Changes by Oct. 30

Open Enrollment closes at 6 p.m. ET on Friday, Oct. 30, so make sure you submit all changes before that time.

Benefits Highlights: Changes for 2027

2027 Deductible Increase

Deductibles for the State of Florida High-Deductible Health Plans increase by $50 for an individual and $100 for a family. Effective Jan. 1, 2027, the individual deductible will be $1,750 and the family deductible will be $3,500.

Colonial Life Short-term Disability Update

The 2027 Colonial Life Disability Plan has updated the maximum disability amount based on income resulting in an increased monthly benefit. Employees can visit the State of Florida's page for more information.

2027 Ameritas Dental Premiums Increase

The Ameritas Dental plans will have a premium increase for 2027. Visit the State of Florida's page for updated premium information.

Increased Limits for HSA

Employees may contribute more to Health Savings Accounts (HSA) in 2027. The annual maximum has been increased to $4,500 for an individual and $9,000 for a family effective Jan. 1, 2027. Annual maximums include employer contributions. Catch-up contributions for those 55 and older will have a $1,000 annual maximum. Refer to page 17 the 2027 State Benefits Guide for additional details.

Weight Management Program

To join the state Weight Management Program, submit your medical provider referral and online application here. 2,000 applications will be accepted from Nov. 2-6, but spots fill up very fast! We recommend that you have your paperwork ready to go when the link opens on Nov. 2.

Diabetes Management Program

To join the state Diabetes Management Program, submit your medical provider referral and online application here. 2,000 applications will be accepted from Nov. 2-6 on a first-come, first-serve basis.

New GatorCare Pharmacy Benefits Manager

Beginning Jan. 1, 2027, GatorCare will have a new Pharmacy Benefits Manager, Liviniti. GatorCare members will receive new ID cards including the new pharmacy benefit information.

GatorCare Premium Increase

Employees that pay for their GatorCare coverage- Graduate Assistants, Postdoctoral Associates, and employees with Domestic Partner coverage- will see a 12.2% premium increase in 2027.

No Medical Underwriting for UFSelect STD or LTD plans

For 2027, employees may enroll in the short-term disability (STD) or long-term disability (LTD) plans with no medical underwriting.

Learn More About Available Benefits

Visit the State website to watch informational videos about available benefits.

Visit the Health Benefits webpage for more information about UFSelect plans. You can also watch pre-recorded webinars to learn about the UFSelect Preferred Legal Plan, The Standard Insurance and Capital Insurance.

How to Make Benefits Changes

  • To Make Changes to State Benefits (People First):
    • Log into your State of Florida People First account using your People First user ID and password.
      • Your People First ID is available in myUFL at: Main Menu > My Self Service > Benefits > PFID & Beneficiary Info.
      • Communications from People First will also include this ID number.
    • State of Florida (People First) Open Enrollment Guide
    • For assistance, contact the People First Service Center at (866) 663-4735.

Got questions? We’re here to help!

Contact a UFHR Benefits Specialist by submitting a message here or calling (352) 392-2477, Option 2.

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