Medical Plans

Information on these pages serve as an overview of health benefits that UF provides employees; however, not all employees are eligible for all benefits plans. 

Visit Benefits Eligibility to view the specific benefit options for your role at UF.

State of Florida (Pre-Tax)

The state offers a range of medical insurance benefits to eligible State of Florida employees and retirees. Part-time employees are eligible but will pay an increased premium based on their full-time equivalency (FTE).

• Standard and High Deductible PPO plans are provided by Florida Blue.
• Standard and High Deductible HMO plan providers vary by region.
  • Employees are eligible to choose either the HMO for their work location or for their home location.
  • Providers are Aetna (Alachua County), UnitedHealthcare, and Capital Health.
• Optum Rx is the pharmacy manager for all state plans.

If you and your spouse both work for a State of Florida agency, you may be eligible to participate in the state’s Spouse Program and pay less for medical insurance.

GatorCare

GatorCare medical insurance benefits are generally available only to employees who work 20 hours per week or more (.50 FTE) and cover a domestic partner. Please visit Benefits Eligibility to view coverage options specific to your role.

To cover a domestic partner, you must submit these documents to UF Benefits at benefits@ufl.edu before the end of your enrollment period: 

• • Notarized Affidavit of Domestic Partnership
  • Two documents (shared lease, driver’s licenses showing same address, etc.) demonstrating that you have been domestic partners for at least six months. A full list of acceptable documents is included on the affidavit.

GatorCare has issued an update for 2025 Medicare Creditable Coverage. If you are a member of GatorCare, please review this information.