Open Enrollment

What is Open Enrollment?

Open Enrollment is your yearly chance to adjust your benefits for the upcoming plan year. Changes made during this time take effect on Jan. 1 of the following year. Outside of this period, changes are only allowed within 60 days of a qualifying status change event.

2026 Open Enrollment Information Now Live!


Open Enrollment Key Dates

  • Open Enrollment Starts – 8 a.m. ET on Monday, Oct. 13, 2025
  • Open Enrollment Ends – Submit enrollment changes by 6 p.m. ET on Friday, Oct. 31, 2025
  • Benefits Changes Take Effect – Jan. 1, 2026

New Deduction Start Dates

Any changes to plan deductions will appear in paychecks on these dates:

  • State Plans: Dec. 12, 2025 
  • HSA/FSA: Jan. 9, 2026
  • GatorCare and UFSelect: Jan. 9, 2026

Open Enrollment Zoom Presentations

Times for Benefits Zoom presentations with the highlights for 2026 are coming soon!

Video Overview and Slides

Video Coming Soon!

Prepare for Open Enrollment

Explore State of Florida Open Enrollment resources

Find all of the resources and information provided by the State of Florida to stay up to date in preparation for this year's Open Enrollment period.

Review your current benefits

Review your current benefits and ensure they meet your needs. You may view your elections by going to myUFL > Main Menu > My Self Service > Benefits > Benefits Summary.

Update your MAILING ADDRESS in ONE.UF

Update your MAILING ADDRESS in ONE.UF and confirm your emergency contact information. Your mailing address is within the "Personal Addresses" section, and updates will transfer to your state People First account overnight.

Have your People First ID (PFID) and password ready

To locate your PFID, log into myUFL and navigate to: Main Menu > My Self Service > Benefits > PFID & Beneficiary Info. To reset your password, log onto the People First website and follow the “Forgot Your Password” instructions.

Update your life insurance beneficiaries

Our life insurance beneficiaries guide provides walkthrough instructions for how to update your beneficiaries for both State of Florida and University of Florida plans.

Submit Enrollment Changes by Oct. 31

Open Enrollment closes at 6 p.m. ET on Friday, Oct. 31, so make sure you submit all changes before that time.

Benefits Highlights: Changes for 2026

UFSelect Life and Disability (The Standard)

During Open Enrollment ONLY, employees are eligible for guaranteed-issue disability insurance and life insurance up to $300,000 with no medical questions asked, even if coverage was previously declined. Spouse term life will be guaranteed-issue up to $50,000. **Coverage INCLUDES AD&D benefit.**

UFSelect Legal Services

Premium is increasing to $13.95 monthly for 2026, but plan now includes will preparation for parents and adult children of employees, assistance with end-of-life planning, online notary services, and improved formal credit repair.

New State Life Insurance Provider - MetLife

Current elections and beneficiaries through Securian will transfer to MetLife with no action required. During Open Enrollment ONLY, employees are eligible to increase their coverage by one factor of their salary. This increase may not exceed 5x salary OR $500,000 in coverage. **Coverage does NOT include AD&D benefit.**

Increased Limits for HSA, FSA, and Dependent Care FSA

Employees may contribute more to Health Savings Accounts (HSA), Healthcare Flexible Spending Accounts (FSA), and Dependent Care FSAs. FSAs are use-it-or-lose-it accounts, so choose your contribution amount carefully. See page 17 of 2026 State Benefits Guide.

How to Make Benefits Changes

  • To Make Changes to State Benefits (People First):
    • Log into your State of Florida People First account using your People First user ID and password.
      • Your People First ID is available in myUFL at: Main Menu > My Self Service > Benefits > PFID & Beneficiary Info.
      • Communications from People First will also include this ID number.
    • State of Florida (People First) Open Enrollment Guide
    • For assistance, contact the People First Service Center at (866) 663-4735.

Got questions? We’re here to help!

Contact a UFHR Benefits Specialist by submitting a message here or calling (352) 392-2477, Option 2.

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