State of Florida health benefits are available to temporary employees who work an average of 30 hours per week or more (.75 FTE). Eligibility for the first year of employment is determined by full-time equivalency (FTE) at hire. To maintain eligibility during subsequent years, employees must work an average of 30 hours per week throughout the annual Open Enrollment measurement period, which is verified in October.
All payroll deductions for these plans are pre-tax.
Retirement
Employees are automatically enrolled in the following plan:
- FICA Alternative 401(a) Plan: A defined-contribution plan for temporary employees in lieu of earning Social Security credits. The benefit depends on the amount of money contributed to the employee’s account and its growth over time. Employee contribution is mandatory at 7.5%, and there is no employer matching for this plan. Investment fund choices may be managed through Fidelity Investments.
Employees may choose to enroll in these plans to supplement their retirement:
- State of Florida Voluntary 457 Deferred Compensation Plans:
Retirement savings plans intended to supplement retirement income from a state plan or to act as stand-alone plans. Tax-deferred and post-tax Roth options are available, and contributions may be modified at will by contacting the state Bureau of Deferred Compensation or the chosen investment provider. These plans have an annual IRS contribution limit, have no employer contribution, and are open to all employees.
- Fidelity Voluntary 403(b) Plans:
Retirement savings plans intended to supplement retirement income from a state plan or to act as stand-alone plans. Tax-deferred and post-tax Roth options are available, and contributions may be modified at will by contacting Fidelity Investments. These plans have an annual IRS contribution limit, have no employer contribution, and are open to all employees.
Medical Plans
The state offers a range of medical insurance benefits to employees who work an average of 30 hours per week or more (.75 FTE).
- Standard and High Deductible PPO plans are provided by Florida Blue.
- Standard and High Deductible HMO plan providers vary by region. Aetna provides service for Alachua County.
- Optum Rx is the pharmacy manager for all state plans.
Dental Plans
The state offers various dental insurance plans, including Prepaid (DHMO), Standard PPO, and Indemnity PPO options, to employees who work an average of 30 hours per week or more (.75 FTE).
Before enrolling in a dental plan, it is essential to understand the coverage details and provider network. Dental coverage and costs can vary significantly between plans, and many have waiting periods before more advanced treatments or orthodontia services will be covered. Please review these dental plans carefully and choose the one that best suits your upcoming needs.
Confirm your coverage and payment responsibilities with your dentist or dental company before treatment to avoid unexpected expenses. For assistance, contact the respective plan administrators.
Vision Plans
The state offers vision insurance through Humana to employees who work an average of 30 hours per week or more (.75 FTE). Employees may select coverage for either glasses or contacts with this plan but not both.
Life and Disability Plans
The state offers basic term life insurance and short-term disability insurance to employees who work an average of 30 hours per week or more (.75 FTE). As with the other optional plans, employees will pay the full premium for basic life insurance.
Other Supplemental Plans
The state offers employees who work an average of 30 hours per week or more (.75 FTE) the opportunity to enroll in supplemental health plans, including accident insurance, cancer insurance, hospitalization insurance, and more.
Savings and Spending Accounts (FSA/HSA)
To employees who work an average of 30 hours per week or more (.75 FTE), the state offers reimbursement accounts that can provide a tax break on predictable out-of-pocket costs.
- Flexible Spending Account (FSA): Contribute pre-tax money on each paycheck for eligible expenses. Healthcare and dependent care FSAs are available with different annual maximums and rollover amounts.
- Health Savings Account (HSA): Available only to members of a high-deductible health plan. The state contributes pre-tax money to an employee’s account on each paycheck. Employee pre-tax contributions are optional. All funds will roll over from year to year and remain available even after the end of employment.
To Enroll
For enrollment walkthrough guides, visit Benefits Enrollment.
- To Enroll: Log into your State of Florida People First account using your People First user ID and password. Your People First ID is available in myUFL at: Main Menu > My Self Service > Benefits > PFID & Beneficiary Info.
- For Assistance: Contact the People First Service Center at (866) 663-4735.